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Can I obtain more attractive real estate financing terms by using a stock portfolio as additional collateral?

hugeshantz asked:

I’d like to purchase a rental property but I’m having a hard time obtaining financing because I am currently a graduate student and don’t have any income. However, I do have a stock portfolio valued at about $295,000. Is it possible to leverage the stock portfolio as additional collateral to obtain financing?

Thanks for your help.

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This entry was posted on Friday, December 18th, 2009 at 12:39 am and is filed under Renting & Real Estate. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

2 Responses to “Can I obtain more attractive real estate financing terms by using a stock portfolio as additional collateral?”

  1. Caffeinated Content

    I was essentially told “no” in a similar situation. Although I didn’t pursue it, I received the suggestion to try a local bank or credit union if I had a relationship with one – but that the major lenders would generally not lend in that situation.

  2. Caffeinated Content

    If you don’t have income you will have no way to repay the loan, even with a large portfolio.

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