Archive for the 'Finance' Category

Take Home Refinance Seriously

By Ivan Cuxeva and George Mclovin
A lot of people hear about home refinance through family members or friends who have gone through the process of refinancing and they decide that this is a next step for them, too. It’s important to take refinancing seriously as there can be serious risks and benefits associated with the […]

Mortgage Meltdown Has Banks and One Major Home Builder Looking For Answers

By Brian Quigley
Lehman Brothers just posted their first quarterly loss since going public in 1994. The have raised 6 billion in new capital since February 2008, however analysts state that they have a massive portfolio of illiquid assets, like many of these institutional banks. i.e, Countrywide. State Street, another huge bank, just sold 2.5 billion […]

A Guide to the Best Remortgage Deals

By Paul Rogers
Finding the best remortgage deals isn’t always easy, especially with the large variety of lenders available today. It can sometimes take a lot of research and time to locate the best deals for your home, though the end result is often worth it. What you’re looking for is a combination of low interest […]

Should You Pay Discount Points?

By Don Anderson
Every one loves a lower interest rate but should you pay the points a lender charges for the reduced rate? The likely answer is… not in every case. The answer is really a function of how long you’ll remain in the property. A point is one percent of the loan amount and points […]

Real Estate Slump Isn’t All Bad

By J Finnis
There’s been much ado about the current problems in the real estate market with foreclosures rocketing and prices dropping like a stone. But the situation isn’t all doom and gloom. Here’s why…
Like all markets, real estate is cyclical. It has ups and downs. Owners have enjoyed a length period of substantial growth. It […]