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Should You File a Homestead Declaration

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Regardless of being single or married, you should consider a Homestead Declaration. The only criterion is whether or not you own your own home. If you have never give this a thought here are three reasons why you need to do this as soon as possible.

Protection against Monetary Judgment

If you have previously filed a Homestead Declaration and you are involved in a legal situation involving money, you can feel secure in knowing that the bad guys can not touch your house..

Protection from Creditors

If your credit card debt is growing faster than you can pay it off and you know in the back of your mind that the inevitable is about to strike. Don’t wait another minute, because, in order to qualify for keeping your house protected against any liens, you must file before any final judgments.

Protection in the event of Bankruptcy

In addition to lawsuits and creditor claims, your Homestead Declaration also serves as added protection in the event you decide to declare bankruptcy. Keep in mind one very important issue. A Homestead Declaration must be filed before you enter into any bankruptcy proceedings.

So, here it is in a nutshell. To qualify for a Homestead Declaration , the house must be your primary residence. This can be a single dwelling, condo or mobile home. In addition the coverage extends to improvements on the property like fixtures ,sheds or fencing.

So, why put your family at risk. For the price of a pizza you can protect your greatest asset and know you have done the right thing. You only have to do it once and it remains in effect for as long as you own the house.

What if you never have to use the protective powers of the Homestead Declaration. There are no adverse effects or repercussions and if a financial crisis does occur you will be comfortable knowing that your home and family are protected.

In most instances, there is really no need to hire an attorney. The form is easy to fill out. Anyone can do it within 10 minutes. After you complete your form take it or send it to your county recorder’s office and have it recorded.

If you want more information or you are ready to set it up … GO HERE NOW


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